Property appraiser on behalf of the insured
When damage occurs to an apartment or property — water, moisture, fire, or weather — the insurance company arrives with their appraiser. Igal Roitman, an experienced property appraiser, works solely for your benefit: documents the damage as required, submits professional opinions, and ensures you receive fair and full compensation.
Every property damage requires accurate documentation and professional assessment. Without your own appraiser, the insurance company will determine the damage alone — and usually not in your favor. We represent you to ensure full and fair compensation.
Water damage is among the most common, but also the most difficult to document. Without assessment by a certified property appraiser, hidden damage in walls and infrastructure remains outside compensation. We ensure that all damage — visible and hidden — is included in the claim.
Chronic moisture and mold damage the apartment structure and residents' health. Insurance companies tend to minimize the scope of recognized damage. Your appraiser will examine thoroughly and document the full implications for a comprehensive claim.
Plumbing blockages cause comprehensive damage that extends beyond the point of failure. Without professional assessment, collateral damage to floors, walls, and infrastructure remains uncovered. We ensure the full scope is documented and submitted to insurance.
Peeling plaster and paint may indicate deeper structural damage. When a claim is filed only for visible damage, compensation is only partial. An experienced property appraiser will locate and document the source of the problem for full compensation.
Capillary rise is a complex phenomenon originating from the ground and spreading over years. Unprofessional documentation allows the insurance company to reject or minimize the claim. Your appraiser will provide a substantiated opinion that will withstand appeal.
Flooding creates immediate damage and hidden damage that is revealed after weeks. Without your water damage appraiser, hidden damage will not be included in the claim and you will bear the full restoration cost. We guarantee comprehensive documentation from the first moment.
Fire and smoke damage affects the property structure, electrical systems, furniture, and air quality. Unprofessional assessment misses extensive damage. An experienced property appraiser will conduct a comprehensive survey ensuring proper compensation for the entire scope of damage.
Storms, winds, and extreme rain events cause damage that insurance companies try to attribute to normal wear. Your property appraiser will prove the direct connection to the weather event and ensure you receive the compensation you deserve.
Not sure if your damage is covered? Contact us for initial consultation at no cost.
For free initial consultationThe insurance company arrives with their appraiser. You are entitled to the same expertise — only it will work for you. Independent representation by an experienced property appraiser is the difference between partial compensation and fair and full compensation.
The insurance company's appraiser is designed to protect their interests — not yours. Igal Roitman works solely on your behalf, examines the damage without compromise, and protects your rights against the insurance company throughout the entire process.
Water damage, moisture, capillary rise, wall peeling, floods, fire, and weather damage — every damage is documented systematically and professionally. Accurate documentation is the foundation of every successful claim, and we don't allow any item to slip from the list.
A professional opinion from an experienced property appraiser gives your claim real weight. We present the findings in a way that cannot be misinterpreted, and negotiate with the insurance company until you receive the compensation you deserve.
As a property appraiser on behalf of the insured, I accompany you through all stages of the claim — from the moment the damage was discovered until receiving proper compensation. Here are the four pillars of the professional work I perform for you.
I will come to the property, diagnose the damage thoroughly, and document it professionally — water damage, moisture, capillary rise, floods, fire, or weather damage. Accurate documentation is the foundation of every successful claim.
I will prepare a detailed and reasoned appraisal opinion, including damage value assessment, restoration cost breakdown, and professional substantiation for each item. The document will serve as your main weapon against the insurance company.
I will analyze the insurance company's compensation offer and identify gaps, shortcuts, and incorrect positions. If the insurer's appraiser improperly reduced compensation — I will know how to identify this and deal with them with data and professionalism.
I will be by your side at every stage — from filing the claim, through negotiations with the insurance company, to closing the case. You won't be left alone facing the bureaucracy; I handle all the details so you receive what you're entitled to.
Everything important to know before starting the insurance claim process
Immediately after discovering the damage — even before contacting the insurance company. A property appraiser on your behalf will properly document the damage, prevent evidence destruction, and ensure the claim is filed completely and substantiated. Early contact significantly increases the chances of receiving fair compensation.
Absolutely. Even if you've already opened a claim or received an initial compensation offer from the insurance company, an appraiser representing the insured can examine the offer, identify gaps, and conduct professional negotiations with them. It's not too late to act in your favor.
I specialize in handling water and moisture damage, blockages, wall peeling, capillary rise, floods, fire damage, and weather damage. Every damage is professionally documented and submitted to the insurance company with a detailed and substantiated appraisal report.
An appraiser representing the insurance company works for the company's benefit, not yours. A property appraiser representing the insured — like me — works solely for your benefit: independently examines the damage, protects your rights, and ensures the compensation you receive reflects the actual damage.
The fee is usually calculated as a percentage of the compensation amount achieved. This means I'm compensated only when you profit — which ensures my interest is identical to yours. In practice, the increased compensation achieved with an appraiser's assistance usually covers the service cost and beyond.
Assessing moisture damage requires professional examination of the damage source, its scope, and the required restoration cost. I'll use appropriate measuring tools, detailed photographic documentation, and sometimes expert opinions from additional professionals — to build a strong and proven claim file against the insurance company.
It's advisable to gather your insurance policy, all correspondence with the insurance company, and existing damage documentation (photos, invoices, reports). If you don't have documents — no problem. We'll start with a comprehensive damage survey and build the case together from the first stage.
The process duration depends on the damage complexity and the insurance company's responsiveness. Simple claims can be resolved within several weeks, while complex claims may take several months. Throughout the entire process, I accompany you step by step and update you on every development.